Health Insurance With Opd Cover India

For people with certain conditions like diabetes and hypertension opd cover might cost extra since they are prone to frequent hospital visitations and high medical bills.

Health insurance with opd cover india. Premium inclusive of all taxes. 10 000 depending on the plan opted and the age profile of policy holder. Health insurance with opd cover buy health insurance with opd cover in india.

Conclusion health insurance with opd cover is the ideal package for individual with out patient department expense requirements. Health insurance with opd cover is thus beneficial for women during pregnancy and childbirth. In regular health insurance policies with opd coverage there is a generally a sub limit for various everyday medical expenses.

Apollo munich health wallet has separate sum insured reserve benefit that can be used for opd expenses. Icici lombard provides maternity cover as part of the health advantage plus policy. Opd or out patient department cover is a new feature offered as a part of the health insurance policies from insurance providers such as apollo munich icici lombard bajaj allianz and cigna ttk.

The opd cover may vary from rs. Most health insurance providers only cover hospitalization expenses and this limits the scope of cover for out patient department expenses. When looking for health insurance individuals should look for health insurance providers offering more than cover.

Getting affordable and comprehensive opd cover under health insurance is a difficult task. The family cover under this plan comes under floater basis available only for 2 adults 2 adults 2 children. The most important benefit provided by the plan is the outpatient department being the first indian plan covering both the inpatient and outpatient medical.

Max bupa goactive has capped per opd consultation fees at rs 600 zone 1 rs 500 zone 2 source. This is the most comprehensive health insurance plan with opd cover in india. In health insurance you must have come across the term opd outpatient department these are the cases where one gets treated for illness without hospitalisation.