Health Insurance Journal India

Choosing the best health insurance for yourself from a pool of health insurance companies in the market can be a daunting task.

Health insurance journal india. Centre for policy research. It is published in the month of january and july every year. An attempt to estimate the coverage of health insurance in india shows that the coverage is low and not uniform across states and union territories despite the fact that several.

Evidence from the early experience of the rashtriya swasthya bima yojana. The journal the journal is biannual publication of insurance institute of india mumbai. Health insurance is now emerging as a tool to manage financial needs of people to seek health services.

The health benefits environment in india went through a substantial change in the early 1980s when four government owned general insurance companies in india launched the group mediclaim policy a group hospitalisation and surgical reimbursement policy for the private sector corporate market. Several leading institutions in the country including all india institute of medical sciences new delhi sree chitra tirunal institute for medical sciences and technology all india institute of medical sciences and others are. With different coverage features different premium amounts and different add on benefits in all one may not be able to find the best health insurance in india for oneself in such a complicated situation.

During 2013 14 the gross health insurance premium collected by non life insurance companies was 17 495 crore. The socioeconomic and institutional determinants of participation in india s health insurance scheme for the poor. India s health insurance scheme for the poor.

Nandi a ashok a laxminarayan r. 3 j anita studied the health insurance products in india and implications of privatization of health insurance in india. Today various health insurance schemes are available in the market and providing benefits from an individual to an entire family.

Health insurance is an insurance product which covers medical and surgical expenses of an insured individual it reimburses the expenses incurred due to illness or injury or pays the care provider of the insured.