Health Insurance India Pre Existing Conditions
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The insurance regulator has amended the definition of pre existing diseases a move which could lead to a reduction in the claim rejection rates in health insurance.
Health insurance india pre existing conditions. Due to the competition the market is flooded with plans. It is a known fact that for a majority of indians over the age of 50 have some or. So getting health insurance even if you have an existing health disorder is no longer a problem.
The list of pre existing diseases in health insurance is quite vast. Don t let a pre existing medical condition stop you from applying for health insurance in india for pre existing diseases. The terms on pre existing conditions may vary from one insurer to another.
For this duration the insurance provider will not cover the costs of treatments medicines and fees for doctor s visits made by the individual pertaining to his her pre existing medical condition. With seamless claims 24x7 assistance and the affordable premium plans hdfc ergo can be your favourable partner for hassle free health insurance. Points to remember when buying health insurance in india for pre existing diseases.
Today there are a large number of insurance companies to choose from and there is a. Health insurance companies dislike pre existing diseases. Pre existing disease list in health insurance.
When you are choosing a medical insurance policy make sure that you compare the waiting period for pre existing illnesses. Nowadays for health insurance policies insurance providers include a waiting period or exclusion for pre existing medical conditions. It is very common for pre existing conditions to have waiting period of 2 to 4 years in india.
One can buy health insurance for his her parents with pre existing illnesses. So now you understand even if you have a pre existing condition still no insurance company can reject you. The insurance regulatory and development authority of india irdai through a circular dated february 10 2020 has deleted the additional modified clause in its current.
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