Health Insurance India Age Limit

Universal health insurance scheme offers individual as well as group insurance.

Health insurance india age limit. Now you know what to do. Pre medical screening most of the plans do not require any pre medical screening. If you cross that age you won t be able to enjoy the benefits of health insurance plans.

However the entry age is restricted to 65 years. New india assurance offers a senior citizen mediclaim policy which can be availed or purchased in the age limit of 60 80 years. Hence there is a direct relation between your age and health insurance premium.

Their existing health insurance policy covers the policyholder for life. Most of the health insurance companies allow policy renewal until the age of 65 years only. The policy offers the benefits of lifetime renewability and you can purchase this if you are aged between 18 years to 65 years.

Policyholders can choose to sum insured options ranging from rs. There are other health insurance policies in india which offer life long renewal but again there is an upper limit on the age at entry. Medical coverage to elderly people people above the age of 60 years get health cover under senior citizen health insurance plans as a basic health plan only provides coverage up to 65 years of age.

But there are certain policies which offer lifelong health insurance renewal lifelong renewal facility. This scheme can be availed by the poorest of the poor in the age group of 5 to 70 years. However it may differ between plans and insurance companies extending to 90 years and even whole life.

What is the maximum age for health insurance plan in india. It covers hospitalization accident and disability. Most insurers have a minimum age entry for health insurance policies.