Health Insurance In India Upsc
Rstv ias upsc mental health and insurance.
Health insurance in india upsc. A background study of indian health scenario indian health sector data. Introduction the increased role of the private sector in the health sector has raised a concern whether india is moving from the uk based patient centric model to the american insurance driven health delivery system a careful analysis of the privatization of healthcare is needed to elucidate its ramifications. Insurance regulatory and development authority of india irda upsc notes insurance regulatory and development authority of india or the irdai also referred to as irda is a government body responsible for regulating and developing the insurance industry in india.
As per the mental health survey of india for 2015 16 which was conducted by national institute of mental health and neuro sciences approximately 15 percent of indian population suffers from mental health issues which require active intervention. The government through the nhps is aiming to provide such an insurance coverage to 10 crore beneficiaries. Health being a state subject and each state has a different set of problems a one size fits all policy is unwanted.
Privatisation of health sector. Ifos all india rank 37 ravishankar sharma s general studies notes and marks his detailed strategy health sector in india upsc a holistic study. Public health insurance model.
The first edition of healthy states progressive india report on the ranks of states and union territories was released in february 2018. In 2017 niti aayog in collaboration with the world bank and the ministry of health and family welfare developed the first comprehensive state health index in india. This article is an analysis of the problems of the health sector solutions and new initiatives.
But can the national health policy 2017 really make a change. The health sector in india faces numerous problems. Government contribution to insurance stands at roughly 32 percent as opposed to 83 5 percent in the uk.
India may adopt the k model of public health insurance rather than the american model of private health insurance. With the new national health policy the government aims to achieve better and inclusive health standards for all. Rstv ias upsc mental health and insurance.