Health Insurance India With Opd Cover

Health insurance coverage is very less in india.

Health insurance india with opd cover. Some of the plans with opd coverage can be listed as follows. Here reimbursement is offered for all the opd expenses incurred by the insured. These include the coverage for medicines consultations and diagnostic tests.

Icici lombard provides maternity cover as part of the health advantage plus policy. Let s take an ideal example. Opd or out patient department cover is a new feature offered as a part of the health insurance policies from insurance providers such as apollo munich icici lombard bajaj allianz and cigna ttk.

Most health insurance providers only cover hospitalization expenses and this limits the scope of cover for out patient department expenses. It also provides you with tax benefits under section 80d of income tax act 1961. Health insurance with opd cover is thus beneficial for women during pregnancy and childbirth.

Icic lombard offers these three health insurance plans with opd cover. It provides improved financial health at the time of medical uncertainties. The opd cover may vary from rs.

Best health insurance plans with opd cover. The policy features a personal health wallet that helps policyholders keep their accumulated funds and use it to pay for opd expenses. Manipalcigna prohealth accumulate plan prohealth accumulate plan by manipalcigna offers opd cover for out patient treatment dental treatment optical care consultation fees pharmacy bills and others.

Opd costs in india account for up to 62 of total healthcare costs. I think less than 15 percent. 10 000 depending on the plan opted and the age profile of policy holder.