Health Insurance Guide India

For example medical insurance plans might offer free check ups if no claim is raised for a period of three years.

Health insurance guide india. There are several numbers of companies in india to provide you with these private health insurances. The family health insurance policy is a plan that covers the wellbeing of you and your whole family. This is a good option but the insurance coverage is limited.

India health insurance market by claim type cashless reimbursement by insurance type disease income protection by type of insurance provider public private standalone health insurers by business type government sponsored health insurance group health insurance individual health insurance by different types of health insurance plans indemnity plans defined benefit plans by type of scheme community based employer based voluntary by type of coverage family. Here is a guide for you guys to choose the correct types of private health insurance in india. Some insurers offer them as add ons to health insurance plans.

A detailed guide about the benefits of health insurance in india did you know that the last health sample survey by the national sample survey office in 2013 14 showed that about 36 million households in india spent more on their healthcare than their annual per capita consumption. Where to buy private health insurance in india. As mentioned above you can bring your parents to the group health insurance plan offered by your employer.

Health care supreme plan by bajaj allianz is one such one stop solution that offers health insurance for your whole family with maternity cover benefit as well as newborn baby health insurance. Care plan by care health insurance religare care plan from care health insurance is a comprehensive health insurance policy that covers medical expenses of the injured occurring from any injury illness or accident. Care plan is available in 5 variants viz care 3 super saver care 4 elite care 5 elite plus care 6 global and care 7 global plus.

While choosing a health insurance policy one should know aspects such as incurred claim ratio top up plans pre and post hospitalisation expenses critical illness plans etc. Most of the top health insurance companies in india offer critical illness insurance so finding a plan is never difficult.