Health Insurance Singapore For Foreigners

If you are a foreigner living in singapore or you are a singaporean who spends a lot of time overseas you can opt for an international health insurance plan.

Health insurance singapore for foreigners. The government of singapore takes this coverage seriously. Many plans feature the medical history disregard mhd clause meaning pre existing conditions are covered as long as they re not explicitly excluded in the policy t cs. These are plans from local insurance providers aimed at a local clientele.

Whatever your situation is knowing the average cost of these plans and their benefits can help you determine the right coverage for your needs and budget. Health insurance for foreigners in singapore can easily cost a few hundred dollars more than your local insurance so it is often an influencing factor in deciding which to choose. This is a major advantage of employer provided health plans.

If you re a foreigner on a work permit or s pass your employer must provide you with health insurance of at least s 15 000 a year. Monday friday 9 00 am 6 00 pm. This must be paid for by the employer with the exception of a possible co payment component for non work related health claims.

Most expats in singapore will have health insurance that s sponsored by their employer. They are meant to be used together with medishield life the basic national health insurance plan that singaporeans are automatically enrolled in. These include prudential ntuc income axa aia great eastern and aviva.

The axa smartcare optimum enhanced is one example of a health insurance plan that is able to provide you with the long term healthcare coverage that you need to live in singapore. In such situations a health insurance plan which provides a sufficient degree of coverage can be used to spare the student from incurring severe costs which would have been imposed without the use of insurance. It s the perfect option for foreigners as it includes international medical coverage.

If hospitalisation is with the aia aqhp with is their panel of private doctors annual limit for 2m. However remember that it is difficult to compare fairly since the coverage provided by both are very different as well. What health insurance plans can foreigners choose from.