Health Insurance India With Maternity Coverage
There s much to know if you re planning on buying maternity coverage.
Health insurance india with maternity coverage. Health insurance maternity coverage in india august 04 2013 are you in doubt whether your health insurance policy offers the coverage and provides for the hospitalization costs. This plan mainly provides coverage up to rs 15000 for normal delivery and rs 25000 for cesarean delivery. Maternity coverage is one of the 10 essential health benefits that must be covered by all health insurance plans offered to individuals families and small groups.
While many insurers offer maternity coverage as an add on or ride to the regular health insurance plan a number of insurance companies in india have introduced dedicated maternity coverage. This insurance provides both pre and post natal care the birth of a. The premium rates will vary on the basis of the sum insured age at entry risk factors location and number of employees if it is a group policy.
Star health wedding gift insurance plan. Today we are up with the best compilation of the top maternity health insurance policy offered in india. New india assurance.
Star health wedding gift insurance plan is one of the premium maternity health insurance plans offered in india. Under this health insurance plan you can avail maternity coverage as well as newborn baby care including the first year vaccinations. A blanket cover for maternity expenses the policy gives you and your family protection against medical emergencies.
All these three types of sub plans provide maternity benefits for a maximum of two deliveries given that the policyholder and spouse are covered under the health insurance policy for two continuous years. Maternity health insurance plans provide coverage for maternity related expenses like delivery vaccination pre and post natal expenses emergencies etc. The maximum health cover on this plan is rs 10 lakh.
The real fact is that most of the health insurance companies operating in india are not providing any special benefits to the pregnant lady of her family to bear the. Read on to learn more about the features benefits claims process and top insurance companies that offer the best maternity insurance plans. Health insurance for maternity if you re looking out for a good maternity cover then new indian premier mediclaim can be the right option.