Health Insurance For Expats In Singapore

If you re a foreigner on a work permit or s pass your employer must provide you with health insurance of at least s 15 000 a year.

Health insurance for expats in singapore. Most expats in singapore will have health insurance that s sponsored by their employer. For expats in such cases the price difference between public and private care isn t huge. The first factor to consider is whether you want an international health insurance plan or a local plan that is offered by a singapore insurance company.

These are insurance plans that cover health related expenses within and outside of singapore and offered by local insurers like axa fwd or liberty insurance. These are insurance plans that cover health related expenses within and outside of singapore and offered by foreign insurers like cigna american international assurance aia or great eastern life. While there are many things waiting for you in singapore it can make your life easier to sort out a few things like health insurance before you arrive.

That s why it s so important for you to have expat health insurance set up beforehand. About 75 of singaporeans also have integrated shield plans which are upgrades offering boosted coverage on top of medishield life. As an expat if you have a health insurance policy from your employer chances are that it is the most basic version.

Broadly speaking while native singaporeans receive a subsidy of up to 70 subsidy on medical care permanent residents may only receive a 20 discount at best. For the international plans they are offered by singapore insurers as well as specialised medical insurance providers like bupa aetna and cigna. All singaporeans and permanent residents in singapore have government provided basic health insurance called medishield life.

Singapore private health insurance. Learn how expats and foreigners can gain access to the best healthcare services in singapore. Singapore health insurance for expats moving to a new country is both an exciting and daunting experience one that comes with many new opportunities and challenges.

Many plans feature the medical history disregard mhd clause meaning pre existing conditions are covered as long as they re not explicitly excluded in the policy t cs. International health insurance by a non local insurer. Most expats lacking resident status receive no subsidy at all and so will need to pay full price for all treatments received.