Health Check Up Under Mediclaim

Frequency of check ups a policyholder is entitled to reimbursement of the cost of a health check up once after every four claim free years.

Health check up under mediclaim. Payment for such check up can be made in cash or any other mode. However it can vary across insurers. Preventive health check up expenditure it is like a regular health check up conducted once or twice every year by your physician or general practitioner.

Health check up means the examination to verify normal state of health or discover any disease in its early stages. This deduction for health check up is subject to maximum allowable deduction altogether with mediclaim premium paid as mentioned above. Example mr mehta 65 years has a mediclaim policy and paid rs 55 000 as premium.

Remember this is not over and above the individual limits as explained above. Grab free health check ups with your mediclaim policy one of the benefits of health insurance is the free medical check up facility. Any expenses incurred towards medical checkups or preventive health check up expenses can be claimed as deduction maximum up to rs 5 000.

It is usually done the morning after an overnight fast. Mainly the tests include blood sugar blood count urine test cholesterol check ppbs postprandial lunch blood sugar ecg complete blood count etc. List of medical tests.

Preventive health checkup medical checkups expenses to the extent of rs 5 000 can be claimed as tax deductions. 5 000 for yourself your family and parents even cash payment for this expenditure is eligible for 80d deduction. Insurers like bajaj allianz cover the routine medical examination of the policyholder.

Medclaim insurance policies which offer coverage for health check ups are listed below. The coverage details can vary from insurer to insurer. The cumulative amount of deduction for this check up is maximum rs.